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With visa you have 120 days to dispute a charge. With any cc you have to wait for it to post. Once it posts you can dispute it. I would reccommend you work this out with the seller. Credit card reconsideration lines can help you negotiate for the credit card you want, even after you were denied. Learn how this strategy works in our comprehensive guide. Credit card reconsideration can help you negotiate for the credit card you want, even after you were denied. Learn about this strategy with forbes advisor. In order to determine whether you should make a credit card reconsideration request, the general rule of thumb is to review the reasons why you were denied. If you are an existing card member of elan financial services and have questions about your card, please call elan cardmember service. Fidelity ยฎ rewards visa signature ยฎ credit card earn unlimited 2% cash back 1 when deposited into an eligible, fidelity account 2. Get the card that can get you to your goals faster. Fidelity is not involved with credit card qualification decisions and cannot guarantee that any existing fidelity customer will be eligible for this card. How can i check the. With credit card reconsideration, an applicant can call his credit provider and request that they go over his application once more.